Have the Talk
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To Talk or Not to Talk? That is often the question.

Is it time to talk to your partner about budgeting? To talk to your parents about estate planning? Or maybe just time to talk about driving safely? No matter who you're trying to reach we've created a series of articles that will help you make the tough talk much easier.

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Discussing Life Changes

It can't happen here

You hear about them in the news all the time. Catastrophes strike when and where you least expect them, and the damage to person and property can be devastating. Yet sometimes, those who’ve never found themselves in harm’s way can have a hard time believing disasters can happen to them.

This is a real frustration to those wanting to feel better with at least a bit of preparation for the unknown. So how do you convince the nonbeliever that, at the very least, it’s something worth talking about? 

Your success in opening that conversation probably lies in your ability to show how much you care about doing something. How you honestly feel, your peace of mind, is a great motivator. No one wants to see those they care about needlessly worried, afraid, or upset. 

Once you get your feelings out in the open, try to move the conversation toward what you believe will make you feel better about the situation. Dramatic suggestions such as selling the house and moving won’t get you very much attention, because it’s not necessarily a feasible solution. Who’s to say you won’t encounter similar challenges wherever you go? You might also gather some examples of events in recent history to justify your concerns. 

Instead, focus on those things you know you can do alone, together or as a family to make your home safer. 

Think about this: 

  • Have an immediate safety plan. Should a storm, wildfire, earthquake or other tragedy strike, there’s value in having everyone know where to go, what to do or where you can meet up if you get separated.
  • Have basic supplies on hand. You can stock up a lot or a little, but you should always have certain basics on hand. These include bottled water, a first-aid kit, personal information, a working flashlight, radio and so on.
  • Consider a long-term safety plan. Where would you go if your street, your town or beyond was inhabitable? Many victims of Hurricane Katrina found themselves in this very position. You might consider where you would go, whom you would contact, what resources were available to you in order to help rebuild your life. 

It’s not paranoid to want to be safe. A bit of preparation now can help you deal with the challenges that might come when a catastrophic event affects you.  

This article is provided for general, informational purposes only and is not intended as advice specific to your situation.

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